(519) 489-0303 | sales.hkslaw@gmail.com | 317 Fairway Rd N, Kitchener, ON. ( real estate law firm, insurance claim help, immigration immigration law office, student visa lawyer, refugee. Service Locations: Toronto, Waterloo, Kitchener, Cambridge, Wallaceburg, Chatham)

519.489.0303

HKS Law

HKS LawHKS LawHKS Law
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    • Home
    • Areas of Practice
      • Real Estate Law
      • Corporate Law
      • Contract Law
      • Commercial Real Estate
      • Wills & Estate
      • Immigration Law
      • Insurance Claims
      • Insurance Claims
    • Consultation
      • Immigration
      • Real Estate
      • Refinance
      • Corporate
      • Divorce
    • Blogs
    • Contact Us
    • Soundbites

HKS Law

HKS LawHKS LawHKS Law

519.489.0303


  • Home
  • Areas of Practice
    • Real Estate Law
    • Corporate Law
    • Contract Law
    • Commercial Real Estate
    • Wills & Estate
    • Immigration Law
    • Insurance Claims
    • Insurance Claims
  • Consultation
    • Immigration
    • Real Estate
    • Refinance
    • Corporate
    • Divorce
  • Blogs
  • Contact Us
  • Soundbites

Contact Us

Fill out the form below & our legal team will contact you within 48 hours to assess your case.

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Denied or Delayed Insurance Claim? We Can Help.

If your home or property insurance claim has been denied, delayed, or underpaid, don’t face the insurer alone! 


• Free Claim Review – Send us your denial letter / Summary of your damages.  
• Free Consultation Within 48 Hours - You Paid for Coverage – Make Sure You Get It
• No Upfront Legal Fees – We work on a contingency fee basis.
Fill out the form below and our legal team will contact you within 48 hours to assess your case. 

HKS Law - Prefer Phone? Contact us today!

317 Fairway Rd N, Kitchener, ON, Canada

519.489.0303

Hours

Open today

10:00 a.m. – 06:00 p.m.

Downloads

Insurance Claim - Free Claim Review Checklist (Quick Self-Test) (pdf)

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Contingency Fees- What you need to know (LSO) (pdf)

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Legal help for underpaid property insurance in Ontario

Contact HKS Law Today – Protect Your Insurance Claim from th

Don’t wait until your claim is denied.

The steps you take right after property damage can make or break your insurance payout. At HKS Law, we help homeowners and property owners navigate the claim process before problems arise — and we’re ready to step in if they already have.


• Free Legal Consultation

• Claim Review & Strategy Guidance

• We Deal with Insurers – You Focus on Recovery


Insurance companies have teams protecting their interests. You should too!


Fill out the form now and get answers within 48 hours — before it’s too late.

Free Legal Consultation - What we will discuss

 When you contact HKS Law, your free consultation will include:

• Review of Your Situation

We’ll ask about the type of damage (e.g., water, fire, storm), date of loss, and how your insurance company has responded so far.

• Policy & Claim Review

We’ll examine your insurance policy (if available) and any documents you’ve received from your insurer, including estimates, communications, or a denial letter if one exists.

•  Legal Assessment

We’ll explain:

  • Whether your loss appears to be covered 
  • Whether the insurer is acting fairly and in compliance with Ontario law 
  • What your rights are under the policy and common law

• Next Steps & Options

We’ll give you a clear action plan:

  • What you can do now to strengthen your claim
  • When and how we can step in to deal with the insurer
  • How we charge (Discussions regarding contingency fee – no payment unless you win)

  • Real Estate Law
  • Corporate Law
  • Contract Law
  • Commercial Real Estate
  • Wills & Estate
  • Immigration Law
  • Insurance Claims
  • Insurance Claims
  • Blogs
  • Soundbites

HKS Law

317 Fairway Rd N

519.489.0303

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